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| Rates |
For business rates please talk to one of our loan officers at either location. Garden City: 816-773-6207 Lee's Summit: 816-220-8600 Or use our loan pre-qualification form
View all Rates
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| Current Rates |
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| Certificates of Deposit |
| Term |
Interest Rate |
APY (Annual Percentage Yield) |
| 91 Day |
1.00% |
1.00% |
| 182 Day |
2.25% |
2.27% |
| 12 Month |
2.50% |
2.53% |
| 24 Month |
2.75% |
2.78% |
| 36 Month |
3.00% |
3.04% |
| 48 Month |
3.20% |
3.25% |
| 60 Month |
3.25% |
3.30% |
| 72 Month |
3.75% |
3.82% |
| Piglet CD (1 Year Term) |
2.80% |
2.84% |
Rates effective as of August 25, 2008
The Certificates of Deposits listed above are based on a minimum deposit of $100 with a minimum balance of $100 to calculate the Annual Percentage Yield. Early withdrawal penalties may apply.
Contact a Personal Banker for CD specials!
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| IRA's, Savings and Deposit Accounts |
| Term |
Interest Rate |
APY (Annual Percentage Yield) |
| IRA CD's-Contact Beverly or Julie |
Call us at 816-773-8150 |
or e-mail Beverly at bandes@gardencitybank.com |
| Chapman Money Market ($1,000.00 to $2,500) |
.50% |
.51% |
| Money Market ($2,500.01 to $10,000.00) |
.75% |
.76% |
| Money Market ($10,000.01 to $25,000.00) |
1.00% |
1.01% |
| Money Market ($25,000.01 to $40,000.00) |
1.50% |
1.51% |
| Money Market ($40,000.01 to $55,000.00) |
1.75% |
1.76% |
| Money Market ($55,000.01 to $70,000.00) |
2.00% |
2.02% |
| Money Market ($70,000.01 to $85,000.00) |
2.25% |
2.27% |
| Money Market (Over $85,000.01) |
2.50% |
2.53% |
| Chapman Preferred Checking |
.25% |
.26% |
| Heritage Savings |
.50% |
.51% |
Interest rates listed above and below are based on a minimum deposit of $100.
Rates effective as of August 25, 2008
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| Mortgage Rates |
| Term |
Interest Rate |
APR (Annual Percentage Rate) |
| 30 Year Fixed |
6.5%/6.697% APR |
6.697% |
| 15 Year Fixed |
6.00%/6.316%APR |
6.316% |
| FHA 30 Year |
6.5%/6.697%APR |
6.697% |
| FHA 15 Year |
6.5%/6.821% APR |
6.821% |
| 3-1 ARM |
6.00% |
6.191 |
| 5-1 ARM |
6.125%/6.317%APR |
6.317% |
| Home Equity |
Call for current rates |
Call for current rates |
| Second Mortgage |
8.25%* |
9.26%* |
Rates based on loan amount of $100,000.00 - LTV 80% - Full Doc.
Rates and APRs subject to change daily. Rates updated August 25, 2008.
Loans sold to secondary market.
* Please consult with your tax advisor regarding interest deductibility.
*Rate based on a loan amount of $25,000 for 15 years-LTV 90% Full Doc
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